* { margin:0; padding:0; box-sizing:border-box; }

:root {
  /* Core Palette */
  --royal-blue:     #4169E1;
  --diamond-white:  #ffffff;
  --lavender-soft:  #E6E6FA;
  --orange-primary: #ff6600;
  --dark-text:      #1a1a1a;

  /* Derived Colors */
  --bg-main:       var(--diamond-white);
  --bg-soft:       var(--lavender-soft);
  --bg-card:       #ffffff;

  --text-main:     #333333;
  --text-muted:    #666666;

  --border-dim:    #dcdcdc;
  --border-royal:  rgba(65, 105, 225, 0.3);
  --border-orange: rgba(255, 102, 0, 0.3);

  /* Shimmer & Highlights */
  --shimmer-royal-orange: linear-gradient(90deg, var(--royal-blue) 0%, var(--orange-primary) 50%, var(--royal-blue) 100%);
}

@keyframes shimmer {
  0% { background-position: -200% center; }
  100% { background-position: 200% center; }
}

.logo-text, .hero h1, .highlight, .stat span, .stat-item h3 {
  background: var(--shimmer-royal-orange);
  background-size: 200% auto;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  animation: shimmer 4s linear infinite;
  font-weight: 800;
}

body {
  font-family: 'Inter', sans-serif;
  background: var(--bg-main);
  color: var(--text-main);
  line-height: 1.6;
}

/* SCROLLBAR */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--lavender-soft); }
::-webkit-scrollbar-thumb { background: var(--royal-blue); border-radius: 3px; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }

/* ============ NAVBAR ============ */
.navbar {
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(15px);
  padding: 12px 0;
  position: sticky;
  top: 0;
  z-index: 1000;
  border-bottom: 3px solid var(--royal-blue);
  box-shadow: 0 4px 20px rgba(0,0,0,0.05);
}
.nav-container {
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
}
.logo { display: flex; align-items: center; gap: 10px; font-size: 24px; font-weight: 800; color: var(--royal-blue); }
.nav-tagline { font-size: 10px; letter-spacing: 3px; color: var(--text-muted); text-transform: uppercase; }
.nav-links { display: flex; gap: 20px; align-items: center; }
.nav-links a { color: var(--text-main); text-decoration: none; font-size: 14px; font-weight: 600; transition: 0.3s; }
.nav-links a:hover { color: var(--orange-primary); }

.btn-login {
  padding: 8px 20px; border: 1px solid var(--border-dim);
  border-radius: 30px; color: var(--dark-text) !important;
}
.btn-transfer {
  padding: 10px 24px; background: var(--orange-primary); color: #fff !important;
  font-weight: 700; border-radius: 30px; box-shadow: 0 4px 15px rgba(255,102,0,0.2);
}
.btn-transfer:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(255,102,0,0.3); }

/* ============ HERO ============ */
.hero {
  text-align: center; padding: 100px 20px 80px;
  background: radial-gradient(circle at top, rgba(65, 105, 225, 0.05) 0%, transparent 70%);
}
.hero-badge {
  display: inline-block; background: var(--lavender-soft); border: 1px solid var(--border-royal);
  padding: 8px 20px; border-radius: 30px; font-size: 12px; margin-bottom: 25px; color: var(--royal-blue);
  font-weight: 700; text-transform: uppercase; letter-spacing: 1px;
}
.hero h1 { font-size: 56px; margin-bottom: 20px; line-height: 1.1; color: var(--dark-text); }
.hero p { font-size: 19px; color: var(--text-muted); margin-bottom: 40px; max-width: 800px; margin-left: auto; margin-right: auto; }
.hero-btns { display: flex; gap: 20px; justify-content: center; margin-bottom: 60px; }

.btn-primary {
  background: linear-gradient(135deg, var(--royal-blue), #27408B);
  color: #fff; padding: 16px 40px; border-radius: 30px; font-weight: 700;
  display: inline-flex; align-items: center; gap: 10px; border: none; cursor: pointer;
  box-shadow: 0 8px 25px rgba(65, 105, 225, 0.3); transition: 0.3s;
}
.btn-primary:hover { transform: translateY(-3px); box-shadow: 0 12px 35px rgba(65, 105, 225, 0.4); }

.btn-secondary {
  background: var(--lavender-soft); color: var(--royal-blue);
  padding: 16px 40px; border-radius: 30px; font-weight: 600; border: 1px solid var(--border-royal);
  transition: 0.3s;
}
.btn-secondary:hover { background: #fff; border-color: var(--orange-primary); }

.hero-stats { display: flex; gap: 60px; justify-content: center; flex-wrap: wrap; }
.stat span { font-size: 36px; margin-bottom: 5px; color: var(--royal-blue); }
.stat small { font-size: 12px; color: var(--text-muted); letter-spacing: 2px; }

/* ============ CALCULATOR ============ */
.calculator-section { padding: 80px 20px; background: var(--lavender-soft); }
.calc-card {
  background: #fff; border: 2px solid var(--royal-blue);
  border-radius: 24px; padding: 45px; max-width: 550px; margin: 0 auto;
  box-shadow: 0 20px 40px rgba(0,0,0,0.05);
}
.calc-card h2 { color: var(--royal-blue); margin-bottom: 30px; display: flex; align-items: center; gap: 15px; }
.calc-input-wrap {
  display: flex; align-items: center; background: var(--lavender-soft);
  border: 1px solid var(--border-dim); border-radius: 12px; padding: 16px; gap: 15px;
}
.calc-input-wrap:focus-within { border-color: var(--orange-primary); background: #fff; }
.calc-input-wrap input { flex: 1; background: transparent; border: none; color: #000; font-size: 24px; font-weight: 700; outline: none; }
.calc-result { background: var(--lavender-soft); border-radius: 12px; padding: 20px; margin: 25px 0; border: 1px solid var(--border-dim); }
.calc-line { display: flex; justify-content: space-between; margin-bottom: 10px; color: var(--text-main); font-weight: 500; }
.calc-line.total { color: var(--royal-blue); font-size: 20px; border-top: 1px solid var(--border-dim); padding-top: 15px; margin-top: 15px; font-weight: 800; }
.calc-recipient { background: rgba(65,105,225,0.05); border: 1px solid var(--border-royal); padding: 18px; border-radius: 12px; margin-bottom: 25px; text-align: center; }
.calc-recipient strong { color: var(--orange-primary); font-size: 22px; }

/* ============ CARDS ============ */
.step-card, .why-card, .review-card, .faq-item {
  background: #fff; border: 1px solid var(--border-dim);
  padding: 35px; border-radius: 20px; transition: 0.3s;
  box-shadow: 0 5px 15px rgba(0,0,0,0.02);
}
.step-card:hover, .why-card:hover, .review-card:hover {
  transform: translateY(-8px); border-color: var(--royal-blue);
  box-shadow: 0 15px 30px rgba(65, 105, 225, 0.1);
}
.step-num {
  background: var(--royal-blue); color: #fff; padding: 6px 16px; border-radius: 30px;
  font-size: 14px; font-weight: 800; margin-bottom: 20px; display: inline-block;
}
.step-icon, .why-card i { font-size: 40px; color: var(--orange-primary); margin-bottom: 20px; display: block; }
.step-card h3, .why-card h3 { color: var(--royal-blue); margin-bottom: 12px; font-weight: 800; }
.step-card p, .why-card p { color: var(--text-muted); font-size: 15px; }

/* ============ REVIEWS ============ */
.review-card p { font-style: italic; color: var(--text-main); margin-bottom: 25px; }
.avatar { background: linear-gradient(135deg, var(--royal-blue), var(--orange-primary)); color: #fff; }

/* ============ FOOTER ============ */
.footer { background: #fff; padding: 80px 20px 30px; border-top: 4px solid var(--royal-blue); }
.footer-links h4 { color: var(--orange-primary); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 20px; font-weight: 800; }
.footer-links a { color: var(--text-muted); text-decoration: none; display: block; margin-bottom: 10px; font-size: 14px; font-weight: 500; }
.footer-links a:hover { color: var(--royal-blue); }
.footer-bottom { border-top: 1px solid var(--border-dim); padding-top: 30px; margin-top: 40px; }

/* ============ RESPONSIVE ============ */
@media (max-width: 768px) {
  .hero h1 { font-size: 34px; }
  .hero-stats { gap: 30px; }
  .nav-links { display: none; }
}